New research has suggested that almost one third of borrowers taking out a mortgage have no associated life cover, according to Defaqto.
The research compared figures from the Council of Mortgage Lenders (CML) with figures from the Association of British Insurers (ABI). Whilst the CML recorded (more…)
According to a report in The Times, four of the US shopping malls have fallen behind on payments and are now classed as ‘delinquent’ bringing the total number of the Glazers’ insolvent shopping malls to nine.
With Manchester United’s debts totalling (more…)
In today’s fluctuating job market, more people than ever are looking to expand their options, whether that is through a career change or expanding their skills to enhance their CV. The CeMAP qualification is ideal for this, as it opens the door not only to training to become a mortgage advisor but to a whole host of roles in the financial industry.
Once you have decided to (more…)
Some people seem to think that home study is an easy option, but anyone who has tried it will tell you otherwise. Studying a CeMAP home study course for example requires self-motivation and self-discipline to set aside the time to apply yourself.
(more…)
If you want to train to become a mortgage advisor, then you will need to get your CeMAP (Certificate in Mortgage Advice & Practice). Unfortunately in these times, many people do not have the luxury of (more…)
When it comes to training to become a mortgage advisor, you need to get your CeMAP qualification. If you’re unable to attend a full-time, intensive CeMAP course then home study is certainly a popular option as distance learning means you can study in your own time and at your own pace.
It seems that almost everything is available online nowadays and in fact, when (more…)
Those looking to become a mortgage advisor need to take their CeMAP exams. Yet in times like these, when the economy is recovering, is now a good time for people to fork out huge sums of money for re-training? Are there jobs about? We look at a few points for discussion: (more…)
Barclays’ new ‘drop-lock’ mortgage facility may help those struggling to choose between fixed and variable rate mortgage deals.
When it comes to taking out a mortgage, the decision between a variable rate mortgage and a fixed deal can be a tough one. Variable rates are attractive because they allow the borrower to take advantage of low interest rates, but fixed rates provide security in the event of rate hikes.
Barclays’ new ‘drop-lock’ option has (more…)
Every month the Bank of England’s Monetary Policy Committee (MPC) meets to decide how to move the interest base rate. Each month, that decision could impact on millions of homeowners with mortgages on a variable rate. If the base rate increases, then their monthly mortgage repayments will also increase.
Our recent article talked (more…)
It has been three years since Northern Rock was bailed out by the taxpayer and nationalised. Since then, the bank was split into two banks and the latest figures show that the ‘bad bank’ has already moved into profit whilst the so-called ‘good bank’ continues to make heavy losses.
The ‘good’ bank is (more…)
