Can you get a mortgage with bad credit?

If you have a bad credit history, it may be more likely that you will be refused a mortgage, especially with the main high street lenders. Although it is still possible to obtain a mortgage from a specialist broker, you will be (more…)

Popular chicken restaurant could cause problems for your mortgage applications

According to experts, living close to a Nando’s restaurant could make it difficult for you to obtain a mortgage.

One individual, who writes for (more…)

Parental leave causes problems for self-employed seeking mortgages

Claims are being made that self-employed mortgage applicants who have taken parental leave are being denied loans even though they are proving their income.

Workers in regular employment who (more…)

How first time buyers are helped by a CeMAP mortgage advisor

A mortgage is possibly the largest financial commitment you will make during your life, so it is vital that you don’t make any errors, which could cost you thousands. For first time buyers, it can be particularly daunting, as you have to decide (more…)

Remortgagors seek out long-term deals

The number of remortgage applications is currently higher than last year, with many remortgagors seeking out longer-term deals.

According to a study by (more…)

What do you need to ask before applying for a mortgage?

Taking out a mortgage can be a complex situation for all parties involved, which is why mortgage advisors are required to have studied on a CeMAP training course. Although a mortgage is simply a loan, it is possibly the most expensive loan you will ever take on, so it is important not to make any mistakes.

The first consideration is (more…)

A fifth of homeowners turn to lifetime mortgage

According to research by Bower retirement, almost one in five homeowners who had tried to downsize had turned instead to a lifetime mortgage of downsizing.

The specialist advisors at (more…)

Is a discounted mortgage an option for you?

A discounted mortgage offers a discount on a specific interest rate, generally the Standard Variable Rate (SVR). For some borrowers, this is a cost-effective option, especially while interest rates are low.

However, there are some disadvantages to consider, and (more…)

Record low interest rates for offset mortgages

Despite recent improvements, the interest rates on savings remain low, meaning that seeking an offset mortgage has become an attractive alternative option for people wanting to maximise financial value.

According to data from Moneyfacts, the average (more…)

Ways to repay your interest only mortgage

According to statistics, there are over 100,000 interest-only mortgages due to mature in 2017, with more than 1.5 million remaining. Experts have previously expressed (more…)

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Choosing A CeMAP® Training Company


There are plenty of firms offering CeMAP® training in the UK, but the vast majority of their trainers have no teaching qualifications or experience. Isn’t that a bit of a concern, especially when some of them are charging over £1,000 per course???

Course Key Features

Average 90% pass success
Easy to follow course materials
Around 1000 previously used exam questions and answers
Expert tutors who are qualified teachers
Pay once - come back until you pass
Career advice and help once qualified