Should we all opt for a 10 year fixed mortgage to avoid the interest rate rollercoaster?
March 9, 2011
As the Bank of England’s Monetary Policy Committee prepares to meet next week, mortgage lenders and borrowers like are facing the very real issue that the base interest rate may well rise in just a matter of days.
After almost two years of historically low interest rates, the only Read more
75 percent of mortgage holders have no plans to cope with rising interest rates
February 27, 2011
According to Nationwide research, around 75 percent of homeowners with a mortgage have no plans at all to consider how they will cope when the interest base rate rises, as it inevitably will.
As any mortgage advisor will tell a customer looking to apply for a mortgage, it is important that if they ever find themselves struggling to maintain their household expenses or Read more
What to do if you can’t make your mortgage payment
February 9, 2011
In the last year or so, many have found themselves struggling with their mortgages. Others have found their mortgage payments have dropped due to the record low base interest rate. Yet with talks in the media that interest rates are likely to rise this year, the storm isn’t weathered Read more
Are you missing out on saving thousands of pounds on your mortgage?
January 27, 2011
If you’ve been sitting on your mortgage lender’s Standard Variable Rate (SVR) then you could be unknowingly wasting thousands of pounds. With the Bank of England keeping its base rate at an all-time low, many believe they’re on the lowest repayment they could have but not in Read more
Is CeMAP training at home for you?
January 3, 2011
In our recent article, we discussed the growing availability of CeMAP training at home and in the classroom and how demand in this area is expected to surge. This increase in demand makes it all the more important that you choose the best CeMAP training for you. Is
CeMAP training at home for you?
With any form of distance learning, a major Read more
CeMAP training: What skills and training do you need for a career in the mortgage industry?
December 27, 2010
For those who want a career in the mortgage industry, there are a number of questions that most people want to know the answers to. They want to know what it is like to work in the mortgage industry and what skills or training they might need. In essence, they want assurance that this could be Read more
House buying tips for the first time buyer in 2011
December 18, 2010
Buying a house is a huge financial commitment for anyone and for many people, it is the largest financial commitment they will ever make in their life. For the first time buyer purchasing a house in 2011, they are making a purchase with their hard-saved cash at a time when it is Read more
Are saving better used to pay off a mortgage?
November 27, 2010
For almost two years now, 20 months to be precise, the base interest rate set by the Bank of England has remained at a record low of just 0.5%. Those people who find themselves with both a mortgage and savings can be left wondering if their savings would be better used to pay off the mortgage instead of sat in a bank account. The answer to this question will be personal to you but here are Read more
Will the new bank regulations make you a ‘mortgage prisoner’?
November 9, 2010
A new research report has claimed that 50% of mortgage-holders are likely to be crippled if the changes suggested by the Financial Services Authority (FSA) are allowed to proceed.
This prediction states that 5.5 million homeowners will be turned into ‘mortgage prisoners’, meaning Read more
The growing popularity of home study courses
October 15, 2010
Home study courses have slowly been becoming more popular over the last few decades but the advent of the Internet has meant information can be communicated faster than ever before. Long-established institutions such as The Open University have embraced the digital age and other distance learning institutions have followed suit.
Even the financial Read more
