Looking for part time CeMAP courses
May 3, 2010
When somebody decides that they want to take a CeMAP course, unless they already work in a related role and the employer is willing to give a person time off work to take the course, many do not want to take time off work for a full time CeMAP course.
Read more
By how much can I overpay my mortgage?
March 18, 2010
Thanks to record low interest rates, there has been much talk in the media recently about whether or not homeowners should be overpaying their mortgage.
In many cases, overpaying your mortgage might be a good idea but in some cases it may not – for instance if you have not got a savings pot in case of emergencies or if you can get a better interest rate by putting your money in the bank. Read more
What to do if your mortgage deal is coming to an end
March 15, 2010
When you take out a mortgage, you and your mortgage advisor will sit down and go through your finances to work out how much you can afford and to help you find the best mortgage deal for your circumstances.
All mortgage lenders have a standard variable rate (SVR), but to attract new borrowers and those remortgaging they offer mortgage deals. There are many types of mortgage deals, including variable rate, fixed rate, discounted, capped and more. Read more
How to find the perfect CeMAP training course
March 9, 2010
When it comes to finding a CeMAP training course provider, there are a few pointers that separate the good, the bad and the ugly. Here are a few things to watch out for and ensure you get from your training provider: Read more
Do you know your mortgage interest rate?
March 6, 2010
According to a recent survey, one in four homeowners do not know what their mortgage interest rate is, and that could mean they are paying more than they need to on their mortgage repayments.
Most homeowners know that the Bank of England base rate is low – even if they don’t know what it is. Currently, it is 0.5 per cent and has been for the last twelve months; that’s a record low. Read more
Spread the cost of CeMAP courses
February 26, 2010
When you make a large purchase, particularly when times are a little tough, it helps if you can spread the cost over a period of time. In an ideal world, it would help if the cost could be spread on an interest free basis too.
To train as a mortgage advisor, you need the CeMAP qualification and unless you are lucky enough to already be in employment where your employer is willing – and has the cash ready and waiting – to pay for you to go through your training, the cost can be prohibitive. Read more
CeMAP courses in London – convenient or expensive?
February 6, 2010
When you first look for CeMAP courses,
London has a vast array of course providers in financial qualifications – especially the entry courses such as CeMAP or CeFA courses.
Despite this huge number of course providers, those wishing to do their CeMAP training should not feel that this is their only choice. There are a few reasons why there are so many courses in London – there are many financial companies in London looking for employees with these qualifications and so there are plenty of students looking for courses in London. Read more
How to pay your mortgage off in two years
January 30, 2010
It looks likely that interest rates may well increase this year and all the signs are there. Those on variable rate mortgages could do well to remortgage to a fixed rate deal if they want to avoid feeling the blow of every increase. Many of us would love to live without a mortgage, but of course paying a mortgage off in advance is something we have to work hard to do – particularly if we stretched ourselves to get the mortgage in the first place. Read more
Can you really pay off your mortgage in two years?
January 24, 2010
To be able to completely pay off your mortgage is an ambition many ordinary people would love to achieve as living mortgage-free would make a huge difference to most lives. In 2006, the BBC ran a six episode programme called Pay Off Your Mortgage In Two Years in which it followed eight individuals or families who followed advice from business expert René Carayol. Read more
Are mortgage interest rates going to go up?
January 21, 2010
Whether or not you believe mortgage interest rates are going to rise or fall will determine your choice of your new mortgage or remortgage.
Inflation generally has an impact upon interest rates; if inflation rises too high then one way to reduce it is to increase the Bank of England base rate.
The government target set to the Bank of England is to keep inflation at a rate of 2 percent.
According to figures released this week, Read more
