Do I need special CeMAP training for Scotland?
April 6, 2010
When you intend to work as a mortgage advisor in Scotland, CeMAP training courses in Scotland are more difficult to find, but do you really need to find a special CeMAP course for Scotland?
There are certainly differences in the syllabus for Scotland, because the land laws in Scotland differ to those in England and Wales. As a result, the CeMAP exam taken in Scotland is different too. Although the Read more
Fifth month rise for house prices, what does this mean for mortgages?
October 3, 2009
Figures from the Nationwide’s monthly house price index shows that house prices have risen for the fifth month in a row, making the average house price £160,159 – the same level as it was twelve months ago in 2008.
In the third quarter of 2009, the UK’s house prices rose by 3.7 percent in total. The strongest increase for England was in the South West rising by 4.9 percent, whereas the strongest rise for the UK as a whole was seen in Northern Ireland with 9.7 percent. On an annual basis, compared to last year Scotland came out on top as the strongest performing region of the UK.
This fifth consecutive increase continues the trend for small increases we reported earlier this year and tentatively predicted would continue.
Comments in the media Read more
CeMAP training in Scotland
June 1, 2009
For those looking for CeMAP training in Scotland, you’ll find that there are differences in Scotland to the CeMAP training courses offered in the rest of the UK, in England and Wales. The reason that there are slight changes to the CeMAP syllabus in Scotland is because of the land law in Scotland.
Scottish property law is slightly different to that in England Wales, which means that the CeMAP exam for mortgage advisers in Scotland differs as well. The process of buying a property in Scotland is different from buying a property in England and Wales. One difference in Scotland for example is that under Scottish property law there is no ‘leasehold’.
Because of the differences to the property law in Scotland, the CeMAP training courses in Scotland are Read more
Housing market in Scotland remains tight
April 17, 2009
Property sales figures were released earlier this week as we reported yesterday showing signs of life in the housing market once again, which will be good news for mortgage advisors and those on CeMAP training courses at the moment, however, for those in Scotland, the housing market does not appear to show the same strength of revival quite yet.
The figures from the Royal Institution of Chartered Surveyors (RICS) showed that the number of homebuyers showing an interest in Scotland continued to rise for the fifth consecutive month like the rest of the country, however, it Read more
Mortgage Lending in Scotland Falls
November 29, 2008
Those looking for CeMAP training in Scotland might be disappointed at first by the latest figures from the Council of Mortgage Lenders (CML).
Although the figures show that mortgage lending in Scotland fell by 18 percent in the third quarter of this year, the number of mortgages approved Read more
Will the recession affect Scotland more or less?
November 25, 2008
There have been two opposite points of view in response to this question debated in the media. One report, by the Ernst & Young ITEM Club, says it will fare better and another report, by the Fraser of Allander Institute, says otherwise.
Whether this is true or not depends upon how you view the Read more
Nicola Sturgeon calls for government help to Scottish housing industry
November 23, 2008
The Scottish government has called for Alistair Darling to offer more support for Scotland’s troubled housing industry ahead of the pre-Budget report which Darling will be releasing on Monday.
Among the calls from Nicola Sturgeon, Deputy First Minister, are for cuts to VAT in order to assist the construction industry in Scotland. She also wants to see the government offer more assistance to homeowners who have been made unemployed in the current financial crisis and have fallen into arrears with their mortgage payments. In addition to this she wants to see the government make significant investment in affordable housing in Scotland, and to introduce plans to help homeowners who are struggling to repay their mortgages introduced sooner.
As those who have completed their CeMAP training in Scotland will know, the rules for mortgages in Scotland are Read more
CeMAP Training Scotland
July 2, 2008
If you are looking for CeMAP training in Scotland, then it can be slightly more difficult than for those searching for CeMAP training in England or Wales.
The reason for this is that the CeMAP exam in Scotland has a slightly different CeMAP syllabus because the law in Scotland is different.
This is why Read more
