Make your mortgage your New Year Resolution?
December 30, 2009
Paying off the mortgage would be a New Year Resolution many would love to have and achieve, and with interest rates so low, 2010 could be a year when many borrowers get much closer to this goal, far faster than they thought.
Only a week ago, the Times Online featured Read more
FSA fines total £35 million in 2009
December 27, 2009
The end of the year is always a good time to look at overall figures and do a year on year comparison and judging by the media this month, it seems the Financial Services Authority (FSA) is being judged based on how many companies it has fined.
In 2009, figures show the FSA fined companies almost £35 million as the FSA cracked down on breaches of regulation and other practices over the last couple of years – many of which were brought to light by the ensuing impact of the credit crunch. Read more
Mortgage lending holds up in November
December 24, 2009
Whilst the mortgage figures over the summer fluctuated somewhat, the British Bankers’ Association has confirmed mortgage lending has held up in November.
The new figures from the British Bankers’ Association (BBA) have shown that Read more
Kerry Katona having mortgage problems
December 21, 2009
Kerry Katona is reportedly facing possible eviction in the New Year after failing to keep up with mortgage repayments Read more
Study CeFA online to save time
December 18, 2009
There are many people who would love to attend a full time course to get their CeFA qualification and get into the financial advice industry. Giving financial advice is a profession that is almost recession-proof. At times when people feel prosperous they have extra cash to invest and save and a financial advisor is usually consulted for the best way to make the most of their case. At times when people feel less prosperous they will turn to their financial advisor once again to see how to make the most of what they have, how to alter their investment portfolio to take advantage of changing circumstances or downsize their business. All this makes the financial profession appealing to many and the CeFA qualification is necessary. Read more
X Factor winner Joe McElderry makes mortgage payoff top priority
December 15, 2009
The 2009 X Factor winner Joe McElderry is proving even more popular with millions as the 18 year old has told the media he wants to pay off his mum’s mortgage when he signs on the dotted line for his £1 million record deal – and give his nan Hilda a ‘wad of cash’.
According to the Daily Express, Joe has said he intends to spend his newfound wealth wisely and has said he intends to invest in property, starting with Read more
Finding CeMAP training in Manchester
December 12, 2009
CeMAP training in Manchester is a great alternative to studying in
London for those living in the
North West of England. It is central with good transport links for delegates to travel from all corners of England and for those wanting to take an intensive full time CeMAP course, Manchester has plenty of bars, restaurants and quality hotels for your stay.
Taking CeMAP training in Manchester as opposed to London has another benefit for Read more
Risk vs benefits of variable rate mortgages
December 9, 2009
As the base interest rate remains at the record low rate of just 0.5 per cent, there is a number of homeowners on variable rate or tracker rate mortgages with a big decision to make.
As a case in The Telegraph showed today, Ms Hibbins from Cambridgeshire is saving £70 per month on her tracker mortgage from Norwich and Peterborough Building Society.
Savings like these are great to Read more
Organise your CeMAP study
December 6, 2009
Whether you’re studying for the CeMAP exam, one of the other financial exams such as the CeFA or CeRER qualification, or anything else, how you organise your study is important to your success.
Of course, everyone would love to go on an intensive full time course but not everyone can take the time out from work. This is generally the easiest way to study because you are able to concentrate, you’re in a place dedicated to the course with similar minded people and particularly with teacher-trained instructors and properly organised course suppliers the study is organised and structured correctly for you.
The second best option is home study – a Read more
Will I get money from the Chelsea and Yorkshire merger?
December 3, 2009
Chelsea and Yorkshire building societies this week have formally announced plans for a merger that will be second in size only to the Nationwide as a customer-owned lender.
The proposed merge would create a lender with £35 billion of assets but will lead to hundreds of redundancies too.
Yorkshire boss Iain Cornish is set to run the merged operation. Although there have been talks that this is to ‘rescue’ the smaller Chelsea having fallen victim to mortgage fraud, this is denied by Cornish’s counterpart at Chelsea, Stuart Bernau.
If the merge goes ahead, Chelsea will Read more
