Equity Release Courses

Equity release is the process of releasing some of the value or equity from your home in order to provide capital and/or income. These schemes are available to elderly people.

Beacon Financial Training is now also able to offer courses on equity release leading to delegates taking the Certificate in Regulated Equity Release (CeRER) exam.

This area of finance is now fully regulated by the FSA which means that all advisers must pass this exam before they are able to advise and sell these products.

This is an area that is going to be a massive growth area, both now and in the future. There are two important reasons why this course and qualification could be important and beneficial to you.

Firstly, the UK as a population has not made adequate pension provision to provide for our needs in retirement. Therefore, a way of solving that problem is to release some or all of the value from the family home in order to provide capital and/or income without having to leave the family home. Many elderly people will be able to solve their income and capital problems by releasing equity from their homes in this way.

Secondly, with the main market being a little difficult at the moment, this could be a useful additional income stream for the mortgage adviser.

There are still relatively few advisers operating in this area. If you could get in first in your area, it could be an extremely lucrative area for you.

The cost of the 2 day course is £295. The registration fees which are payable to the IFS are an additional cost of £135 which is paid direct to them. Their contact number is 01227 818609.

If you are interested in this course and would like more details, please email us in the first instance at info@beaconfinancialtraining.co.uk