As a mortgage adviser, you will be helping people make one of the most important decisions of their life. Buying a home is a long-term commitment and making a mistake could lead to big problems repaying the loan, and even cost them thousands of pounds. If you are considering becoming a mortgage adviser, there are specific qualifications and skills, which you will require.


Although a good standard of education is required, the one qualification you must have to become an adviser is the Certificate in Mortgage Advice and Practice (CeMAP). The qualification is the benchmark for the industry and is a recognised qualification.

Other qualities you will require

You will need to possess great attention to detail to ensure that you help customers make the most appropriate decision when purchasing a home. Calculations will be required to work out whether a mortgage is affordable and the most suitable term. Flexibility is also an asset as all your customers will be different, with various requirements. What suits one client may not suit another. You will also need to be flexible enough to deal with changes in regulations. New regulations are introduced all the time and others are amended, which means you have to be able to move with the changes in the industry.

Being able to communicate is another quality required by mortgage advisers, as you will be talking to all kinds of people with varying requirements.

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