Vida restores buy-to-let and residential ranges

May 16, 2026 by Brendan O'Neill

Mortgage Advisors

Vida Homeloans has announced a big increase in the number of mortgage products that it has available, with this move covering both buy-to-let and residential ranges.

The lender has fully restored its slate of buy-to-let products, after suspending them due to the impact of the Iran war on the market. On top of this, Vida has significantly increased the number of residential mortgages it offers. No less than 20 further products have been added to that range, with foreign national and fee-saver mortgages among them.

Those loans that come without a product fee are also available with cash back. This is intended to reduce the amount of money that borrowers have to lay out at the start, and to make the mortgages affordable to more people.

Vida has confirmed that every one of the additional products will be backed by its Service Pledge. What this means is mortgage advisors can apply for the application assessment charge to be refunded if they are dissatisfied with the standard of service. A refund is not guaranteed, but the lender will consider it on a case-by-case basis.

Vicky Birkby is employed by Vida as its strategy and partnerships managing director. She said to Financial Reporter:

“This range expansion is about supporting brokers with greater choice, responding to their feedback, and continuing to back our proposition breadth with the high quality service they expect from Vida.”

Advisors with CeMAP training should view this as a welcome vote of confidence in the market, at a time when the number of products available has been falling.