Foundation boosts residential mortgage slate

June 10, 2026 by Brendan O'Neill

Mortgage Advisors

Foundation has boosted its slate of residential mortgages by restoring a number of loans that has previously been removed.

The mortgage lender has brought back several key products to the slate, including its F1 green loan. This is available to people who are buying homes that have an EPC rating of anywhere from A to C. It is on offer as either a five or two-year fix, with rates of 6.74% and 6.59% respectively. The loan-to-value (LTV) for this mortgage is 85% and it has a product fee of £595, with cash back of £500.

Another set of residential mortgages that have been restored are the F2 joint borrower sole proprietor loans. These are available with fixed rates for either two or five years and the rates are set at 6.54% and 6.64%. The product fee for them is £995.

The lender has also chosen to reintroduce its slate of residential loans for professionals. They come with a 6.49% rate for a 75% LTV product and a 6.89% rate for an 85% LTV one. Both are five-year fixes.

In addition to bringing back some residential mortgages, Foundation has also cut rates. These have been trimmed by as much as 0.15% in some cases.

Grant Hendry is the Foundation sales director. Talking to Financial Reporter, he said:

“We’ve taken the opportunity to strengthen our overall residential proposition through rate reductions, fee changes and the reintroduction of a number of key products which we know are valued by brokers and their clients.”

Greater product choice means there will be more need for advisors with CeMAP training.